| |
| VACATION LOANS |
TERM |
RATE |
| $500 |
6 Month |
13% APR* |
| $1000 |
12 Months |
13% APR* |
| HOME EQUITY LOANS |
RATE |
| 5 Years |
6.0% APR* |
| 10 Years |
6.25% APR* |
| 15 Years |
6.50% APR* |
| LOANS |
RATE |
| Revolving Loan |
15.0% APR* |
| With Life Insurance Purchased |
14.0% APR* |
| Debt Consolidation |
13.7% APR* |
| NEW AUTO LOANS |
RATE |
| Loan Special - New Auto |
4.75%* |
| 24 months |
5.7% APR* |
| 36 months |
5.7% APR* |
| 48 months |
5.7% APR* |
| 60 months |
5.9% APR* |
| 72 months |
6.0% APR* |
| Match Rate Policy Limit |
5.0% APR Floor Limit* |
| USED AUTO LOANS |
RATE |
| 1st thru 4th year |
8.0 % APR max 60 months* |
| 5th thru 8th year |
8.0% APR max 48 months* |
| 9th year |
8.0% APR max 24 months* |
| Model years change on November 1st |
|
| MOTORCYCLE, SNOWMOBILES, SMALL WATERCRAFT |
RATE |
| 10.0% APR* |
max 48 months |
| CREDIT CARDS |
RATE |
| VISA Classic |
11.9% |
| VISA Platinum Preferred |
9.9% |
| Minimum Finance Chg -0- |
$.50 |
| Late Pmt Fee $25.00 |
$25.00 |
| Over Limit Fee $25.00 |
$25.00 |
| 25 Days Grace Period on Balance |
|
| Method of Computing the Balance for Purchases Average Daily Balance + new purchases |
|
| No Annual Fee |
|
Match Rate Policy
We will match another institutions rate and terms, on autos and boats or RV Vehicles.
(7% APR lowest rate we will match)
| DIVIDEND NEWS! |
APY |
MINIMUM DEPOSIT |
| Shares |
.4% |
$10.00 |
| Money Market |
.50% |
$2,500.- $9,999 |
| |
.75% |
$10,000 - $24,999 |
| |
1.0% |
$25,000 - $59,999 |
| |
1.50% |
$60,000 - OVER |
| IRA |
1.75% |
|
Match Rate Certificate Policy - Call for Details
*No Dividends Paid to Closed Accounts
APR = Annual Percentage Rate
APY = Annual Percentage Yield
|
